The Ehsaas Loan Program 2025 is a major step by the Government of Pakistan to reduce poverty and help people start small businesses. This program offers interest-free loans in Pakistan to those who cannot get help from banks. The program is part of the larger Pakistan Poverty Alleviation Fund and includes help for youth, women, and even transgenders in Pakistan. It is a chance to become independent and earn a monthly income.
This بلا سود قرض پروگرام supports people in villages, towns, and cities. Loans start from Rs. 10,000 and go up to Rs. 1,000,000. Many have already used the Ehsaas 75000 loan scheme to open shops, run small farms, and support their families. If you want to start your own business loan, this program is for you.
How to Apply for Interest-Free Ehsaas Loan Online
Many people ask how to apply for Ehsaas loan online. The process is simple and free. First, visit the nearest Ehsaas Loan Center or partner organizations for Ehsaas like Akhuwat Foundation or Khushhali Microfinance Bank. You can also go to the official web portal and complete the Ehsaas loan program registration process.
To apply for interest free loan in Pakistan, you need a valid CNIC, a simple business idea, and your household information. After your application is submitted, officials will guide you on the next steps. You can also track your application by using CNIC check 8171 portal or send CNIC to 5771.
Eligibility Criteria for Ehsaas Loan Program 2025
Many people ask who is eligible for Ehsaas loan. You must be between 18 to 60 years of age. You must belong to a poor or low-income family listed in the NSER survey. You should have a valid CNIC and no previous bank loan defaults.
The scheme gives special priority to unemployed youth, widows, transgender persons, and persons with disabilities. You must also have a plan for your business. If you meet these conditions, you can proceed with the PPAF loan registration.
Loan Options: 5 Lakh & 10 Lakh Without Interest in Pakistan
You can get loans up to Rs. 1,000,000 under this program. Many ask how to get 5 lakh loan in Pakistan or even 10 lakh. The loan options are flexible. You can get a 5 lakh loan without interest for small business like a general store, tailoring unit or dairy shop.
You can also apply for 10 lakh if you need a bigger setup. The loans are paid back in easy monthly installments. Many ask is there any interest free loan in Pakistan, and this scheme proves the answer is yes. Below is a table for loan amounts:
| Loan Amount | Type | Payback Period |
| Rs. 75,000 | Startup Loan | 2 years |
| Rs. 500,000 | Ehsaas 75000 loan scheme | 3 years |
| Rs. 1,000,000 | Ehsaas Nojawan Loan | 5 years |
Women Empowerment Through Ehsaas Loan Scheme
This scheme gives 50% quota to women. It is called the women empowerment loan scheme. Women who want to start stitching centers, salons, grocery stores or poultry farms can now apply and get loans. Many ask can students apply for Ehsaas loan, and yes, female students over 18 with a business idea can also apply.
This is a golden opportunity for women empowerment in Pakistan. Even housewives can now start earning from home. Many successful stories show how women became breadwinners by using this scheme.
Small Business Ideas for Loan Applicants in Pakistan
There are many good business ideas for Youth business loan applicants. You can open a mobile accessories shop, run a milk business, start a tandoor, or do poultry farming. Many also use Ehsaas loan app to get updates about funding and success ideas.
This program helps young people who want to be independent. It is also good for those who want monthly support for needy citizens. Below are ideas that can be started with 5 lakh:
| Business Idea | Estimated Cost |
| Grocery Store | Rs. 200,000 |
| Tailoring Business | Rs. 100,000 |
| Dairy Farming | Rs. 400,000 |
| Poultry Setup | Rs. 300,000 |
Group-Based Lending Under the Ehsaas Loan Program
Group-based lending helps friends and families apply together. This way, loans are given to 3–5 people in one group. They support each other and start a joint business. It’s a strong system where repayment is shared.
It’s good for villages and small towns. People can open shops or do farming together. This model is promoted by partner organizations for Ehsaas under Pakistan Poverty Alleviation Fund rules.
Participating Banks & PPAF Collaboration
Many ask which banks are offering government loan. The Ehsaas loan is available through Khushhali Microfinance Bank, First Women Bank, U Microfinance, and Akhuwat Foundation. These banks are official partners of the program.
They work under the guidance of Pakistan Poverty Alleviation Fund. Their teams check the application and disburse the loans. You can visit any of these banks to apply.
CNIC Check via 5771 SMS and 8171 Portal
To check if you qualify, just send CNIC to 5771. You can also use how to check CNIC for Ehsaas loan via the 8171 web portal. This tells you if you are already in the system or need to register.
CNIC check 8171 portal is easy to use. You just enter your 13-digit ID card number. It shows your eligibility, application status, and next steps. Make sure your mobile number is also registered.
Ehsaas Loan Program Helpline & Contact Details
If you have questions, call the contact helpline for Ehsaas loan. You can also visit your local loan center. The staff helps with application, documents, and even updates.
Here’s a table with useful contact details:
| Contact Type | Information |
| Helpline | 0800-26477 |
| Website | https://ehsaas.punjab.gov.pk |
| info@ppaf.org.pk | |
| App Name | Ehsaas loan app |
Conclusion
The Ehsaas Loan Program 2025 is changing lives across Pakistan. It helps people with no access to banks. It gives equal support to women, youth, and transgender individuals. Now, you know what is Ehsaas loan program and how to register for Ehsaas 75000 loan.
Use this program to build your business and grow. The best part is, it’s completely interest-free. If you’re wondering how long does loan approval take, it usually takes 2–4 weeks after submitting all documents.
(FAQs)
What is Bila Sood Qarza?
It is a loan given without any interest. You only pay back what you borrowed.
Can Students Apply for Ehsaas Loan?
Yes, if they are 18 or older with a business idea.
Which Bank Gives Loan Without Interest?
Akhuwat Foundation, Khushhali Bank, and First Women Bank are part of this scheme.
Steps to Get Government Startup Loan?
Visit loan center, submit documents, and get registered. Then wait for approval.
How to Check Eligibility for Ehsaas Loan?
Use 8171 portal or send CNIC to 5771 to know your status.
