The Benazir Income Support Programme (BISP 8171) has announced an important update for beneficiaries in Pakistan. Starting from August–September 2025, payments in several districts will no longer be distributed only through campsites or traditional agents. Instead, eligible women will now receive their instalments directly in a secure wallet account linked to their CNIC and SIM.
This shift marks a major milestone in the government’s plan to modernize cash transfers. It is designed to make payment collection faster, safer, and more transparent, while reducing the difficulties women have long faced in withdrawing their stipends.
What Is the BISP Wallet Account System?
Under the new model, each beneficiary in the selected districts will receive a dedicated mobile wallet account. This account will be connected to a new SIM card registered in her name. Every time a payment is deposited, the beneficiary will get an SMS alert and OTP (One-Time Password) for verification before accessing funds.
In short, this new update ensures that every woman has her own verified digital account, making fraud and deductions much harder.
Why Is BISP Moving to Wallet Accounts?
The decision to introduce wallet accounts comes after repeated complaints of long queues, delays, and unauthorised deductions at some disbursement points. By shifting to digital payments:
Safety improves because funds are protected in a personal mobile account.
Convenience increases since women can withdraw money near their homes.
Transparency rises with OTP and biometric checks.
Digital empowerment begins, introducing beneficiaries to financial tools like mobile wallets.
This is not only a cash transfer but also a step toward financial inclusion for women in Pakistan.
Step-by-Step Guide: How Beneficiaries Will Get Payments
Here’s the process women in selected districts will follow to start receiving their stipends through the wallet account system:
| Step | What Happens | What Beneficiary Does |
| 1. Verification | Women’s CNIC and identity are verified at a BISP camp/office. | Bring original CNIC and complete biometric verification. |
| 2. SIM Issuance | A new SIM is issued in the woman’s name. | Collect the SIM card and keep it safe. |
| 3. Account Linking | The SIM is connected to the BISP wallet account. | Activation is done on the spot. |
| 4. OTP Activation | Beneficiaries receive OTP codes on their SIM. | Use OTP to log in securely and confirm account setup. |
| 5. Payment Deposit | The stipend is transferred into the wallet account. | Wait for SMS alert that payment has arrived. |
| 6. Withdrawal | Money can be withdrawn from agents, shops, or ATMs. | Visit nearest authorised wallet agent or biometric ATM. |
Districts Where Wallet Accounts Are Active
This new system has not yet been rolled out nationwide. According to BISP notifications, the following districts are included in the first phase:
Attock
Bhakkar
Chakwal
Gujrat
Jhelum
Khushab
Mandi Bahauddin
Mianwali
Murree
Narowal
Rawalpindi
Sargodha
Sialkot
Talagang
Women living in these districts will no longer need to depend solely on campsites or agents; their funds will be routed directly into wallet accounts.
Benefits of the BISP Wallet System
Beneficiaries in the new system will experience several clear advantages:
No deductions or hidden charges — the full amount reaches the beneficiary.
Faster payments with instant SMS and OTP confirmation.
Nearby withdrawals through local agents and shops instead of long-distance travel.
Greater security because each account is linked to a CNIC and SIM.
Digital literacy for women, preparing them for future mobile banking and financial services.
Frequently Asked Questions (FAQs)
Q1. What is a BISP wallet account?
It is a mobile financial account linked to your CNIC and a new SIM where your stipend is directly transferred.
Q2. Do I need a new SIM for this update?
Yes. Beneficiaries in the selected districts will receive a new SIM card in their name for security reasons.
Q3. How will I know my payment has arrived?
You will get an SMS alert and OTP code on your new SIM once the money is deposited.
Q4. Where can I withdraw money?
Cash can be withdrawn from authorised wallet agents, mobile shops, or biometric-enabled ATMs depending on your area.
Q5. Which districts are included?
Currently: Attock, Rawalpindi, Sialkot, Gujrat, Jhelum, Khushab, Sargodha, Bhakkar, Mianwali, Talagang, Narowal, Murree, Mandi Bahauddin, Chakwal.
Why This Update Is Important for Pakistan
This reform shows Pakistan’s commitment to building a modern digital welfare system. It reduces fraud, ends unfair deductions, and ensures that support reaches the right hands quickly. More importantly, it empowers women beneficiaries by making them active users of digital finance, opening doors to interest-free loans and future mobile banking opportunities.
Final Thoughts
The BISP 8171 Wallet Account Update 2025 is a groundbreaking move for social protection in Pakistan. Women in the selected districts must complete their verification, collect their new SIM, and activate their wallet accounts to avoid payment delays.
By using OTP-based transactions and SIM-linked accounts, the programme is ensuring security, transparency, and convenience for millions of Pakistani families.
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